ARCH Covid-19 Update
With the ongoing COVID-19 situation, we appreciate that you may still have to leave your premises temporarily unoccupied. As the world adapts to the ‘new normal’, insurers continue to monitor the situation and update policy wording to ensure that your property remains adequately covered during these difficult times. Below is their most recent update.
COVID-19: FAQs – Arch Insurance
Are our client’s premises insured if they are left unoccupied?
On Monday 23rd March, as part of its strategy to tackle the current outbreak of coronavirus, the UK Government mandated that the general population should stay at home for a period of 21 days. Please note that, in these extraordinary circumstances, we will not consider your premises to be unoccupied during this period. We will continue to review the situation alongside the latest government advice and issue further updates as necessary.
For the first 120 days that the UK Government Covid-19 closure order applies to your business, we will not consider your premises to be unoccupied. This does not apply to premises that were already unoccupied at the time of the closure order, or those that become permanently unoccupied during this period.
For premises that were already unoccupied at the time of the closure order, or those that have become permanently unoccupied during this period, we will not enforce any condition for regular inspections of the premises.
All of the above will be subject to a further review by the 1st July 2020, with any amendments advised accordingly. This date has been extended from the original 1st June we set out a few weeks ago. Please note, this update was last reviewed on 2nd June.
If you would like us to clarify your insurers stance, or advise you on the steps that you should be taking to safeguard your premises, please do not hesitate to contact us on 01727 736 970 and we will be happy to assist.