Restaurant Insurance

What cover will I need to consider for my Restaurant Insurance?

Running a restaurant business is very demanding and purchasing Restaurant Insurance is essential for protecting your business. From purchasing stock to employing staff and keeping customers happy you will need to make sure you have a strong a insurance policy in your corner to ensure you are fully protected leaving you to ensure your restaurant runs smoothly.

We understand that no all businesses are the same and will discuss your individual needs with you. You can be sure that our Restaurant Insurance policy will be designed specifically for your business, cover can include:

• Buildings
• Tenants Improvements
• Computers
• Stock
• Contents
• Business Interruption
• Public Liability
• Products Liability
• Employers Liability
• Goods In Transit
• Directors and Officers Liability

Claims examples

Dealing with customer issues you also need to make sure that you have the right protection in place just in case anything does happen that may leave you battling a compensation claim. We have seen a number of claims over the years that have helped our clients get back up and running following a claim:

• Food Poisoning/allergic reaction – customer eats something contains nuts and has a allergic reaction as its was not disclosed as possibly containing nuts
• A guest trips over a piece of carpet that has come loose and sues you for the injury sustained
• Fridge freezer breaks down overnight spoiling the food. Our deterioration of stock cover will pay out to replace the spoiled goods.

How will Dixons Commercial Insurance Brokers Help?

Our team of experienced insurance brokers will discuss your current insurance arrangements.  Once we have gathered all the relevant risk information we will present your risk to our panel of insurers and report back to you will our recommendation leaving you comfort of knowing your business is covered correctly and at the most competitive premiums available via our insurers.