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INDEPENDENT COMMERCIAL INSURANCE BROKERS

Experience
matters.
Expertise makes
the difference.

With over 40 years of commercial insurance experience, Dixons helps businesses protect what they've worked hard to build.

We take the time to understand your business, identify the risks you face and explore insurance solutions that reflect your needs. Backed by decades of industry knowledge and personal service, we're here to provide guidance you can rely on — not just when arranging your insurance, but for the long term.

Independent Advice 40+ Years' Experience Personal Service
COMMERCIAL INSURANCE EXPERIENCE
40+
Years of experience.

Knowledge built through decades of helping businesses understand their risks and arrange appropriate protection.

01
We understand your business

Taking time to understand how you operate.

02
We understand your risks

Identifying the cover your business may need.

03
We're here for the long term

Personal support beyond arranging your policy.

Industries We Support

We understand that every industry is different.

From independent tradespeople to established commercial organisations, we help businesses consider the risks they face and the insurance protection they may need.

EXPLORE OUR INDUSTRIES

Care & Charity Organisations

Considerations for care providers and charities, including employees, volunteers, premises and liability exposures.

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Leisure & Hospitality

Insurance considerations for restaurants, cafes, pubs, hotels and leisure businesses.

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Life Sciences & Healthcare

Insurance considerations for biotechnology companies, pharmaceutical businesses, laboratories, medical research organisations and scientific technology providers.

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Manufacturing & Wholesale

Considerations for machinery, premises, stock, products, employees and interruptions to business operations.

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Trades & Contractors

Insurance considerations for builders, plumbers, electricians and contractors, including liability, tools, vehicles and equipment.

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Retail & Online Retailers

Considerations for shops and online sellers, from stock and premises to public liability and business interruption.

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Professional Services

Insurance options for consultants, offices and professional businesses, including professional indemnity and management risks.

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Property Owners

Cover considerations for commercial landlords and property owners, including buildings, property owners' liability and rental income.

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Life Sciences & Healthcare Businesses

Insurance considerations for hairdressers, barbers, beauty salons, nail technicians, aesthetic clinics and spas.

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Waste & Recycling Businesses

Insurance considerations for waste management companies, recycling operators, skip hire businesses and waste carriers.

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Engineering & Technical

Insurance considerations for engineering firms, technical contractors and businesses working with specialist equipment.

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Technology & IT Businesses

Insurance considerations for software developers, IT consultants, technology providers and digital businesses.

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COMMERCIAL INSURANCE EXPERTISE

One business.
Every risk considered.

Protecting a business takes more than arranging a single insurance policy. It takes experience, a detailed understanding of commercial risks and the ability to bring different areas of protection together.

From protecting your employees and physical assets to managing professional liabilities, financial exposure and emerging cyber threats, we help businesses explore the insurance solutions relevant to their needs.

40+ Years of experience
6 Core areas of protection
One Joined-up approach to your risks
01 LEGAL RESPONSIBILITY

Liability Insurance

Protecting your business against the financial consequences of claims arising from injury, property damage and legal liabilities connected with your operations.

Employers' Liability Public Liability Products Liability Environmental Liability
Protecting your responsibilities →
02 PHYSICAL ASSETS

Property, Assets & Business Interruption

Protecting the buildings, equipment, stock and machinery your business relies on, together with consideration of the financial impact of disruption.

Commercial Property Contents & Equipment Stock & Machinery Business Interruption
Protecting what you've built →
03 VEHICLES & FLEET

Commercial Motor & Fleet

From a single business vehicle to a substantial fleet, understanding the vehicles, drivers and operations that keep your business moving.

Commercial Vehicle Fleet Insurance Motor Trade Goods in Transit
Keeping your business moving →
04 PEOPLE & EMPLOYMENT

People & Employment

Considering the people behind your business and the financial consequences that illness, injury or the loss of a key individual could create.

Personal Accident Key Person Insurance Employee Protection Group Personal Accident
Looking after your people →
05 BUSINESS & FINANCIAL EXPOSURE

Professional, Management & Financial Risks

Protecting professional services, company directors and business finances against a range of claims, management exposures and customer payment risks.

Professional Indemnity Directors & Officers Management Liability Trade Credit Insurance
Protecting your expertise and finances →
06 DIGITAL & OPERATIONAL RISKS

Cyber & Business Resilience

Helping businesses consider the financial impact of cyber incidents, data breaches, cyber crime and disruption to their operations.

Cyber Insurance Cyber Crime Data Breach Response Cyber Business Interruption
Preparing for emerging threats →
✓
Commercial insurance is rarely one-size-fits-all.

Different businesses face different combinations of risks. Our role is to understand the bigger picture, consider how those risks connect and help you explore appropriate insurance solutions.

LET'S UNDERSTAND YOUR BUSINESS

More than a policy.
A broker who understands your risks.

Tell us about your business and speak to our team about the insurance considerations that matter to you.

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THE DIXONS DIFFERENCE

Commercial insurance is about more than cover. It's about knowing who's got your back.

We believe great insurance advice starts with great relationships. We're an independent commercial insurance broker that takes the time to understand your business, provides experienced advice and stays involved when you need us.

40+
Years of Experience Commercial insurance expertise
01
A Personal Contact People who know your business
✓
Hands-On Support Including when a claim happens
01 UNDERSTANDING YOUR BUSINESS

We Get to Know Your Business

Every business is different. We take time to understand what you do, how you operate, your people and the risks you face.

Where appropriate, we'll come and visit you to get a proper understanding of your business and what matters to you.

02 PERSONAL SERVICE

Speak to People Who Know You

We're not a call centre. Nine times out of ten, when you contact us, you'll speak to the same person who understands your business and looks after your insurance.

No endless call queues or repeatedly explaining your circumstances. Just approachable people who know you.

03 CLAIMS SUPPORT

We're There When It Matters

Our support doesn't stop when your policy starts. If something goes wrong, we take a hands-on approach to helping you through the claims process.

We'll help you navigate the process, communicate with insurers and provide support when you need it most.

04 LONG-TERM RELATIONSHIPS

Here Beyond Renewal

Your business changes over time, and so do the risks you face. We want to build a lasting relationship, not just arrange an annual insurance policy.

Meet us face-to-face, arrange a Teams call or simply pick up the phone. We're here as your business grows.

✓
Real people. Real conversations. Personal service.

Whether it's a face-to-face visit, a Teams meeting or a quick phone call, you'll have access to people who know your business.

⌖ Client Visits
▣ Microsoft Teams
☎ Direct Phone Contact
✓ Hands-On Claims Support
THE DIXONS APPROACH

Not a call centre. Not just another policy. A broker who knows your business.

Let's start with a conversation about what you do, what matters to you and how we can help.

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How We Work

A straightforward approach.
Business insurance with people at its heart.

We believe good insurance advice starts with understanding your business. Our approach is built around getting to know you, considering your risks and supporting you over the long term.

01

Understand Your Business

We take the time to understand what your business does, how it operates, your people and the risks you face.

02

Consider Your Risks

We consider the areas where your business could be exposed and help identify the insurance requirements worth exploring.

03

Explore Your Options

We approach the insurance market to explore suitable options and help you understand the cover being considered.

04

Ongoing Support

Our relationship doesn't end when a policy starts. We aim to support you as your business changes and grows.

Let's start with a conversation.

Tell us about your business and speak to our team about your insurance requirements.

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Client Feedback

Don't just take our word for it.
Hear it from our clients.

Building lasting relationships is at the heart of what we do. Here's what some of our clients have said about their experience working with Dixons.

G
Find us on Google Read feedback from our clients

Want to read more about other customers' experiences?

Read Our Google Reviews →
NEWS & INSIGHTS

Latest Insurance Insights

Practical advice, industry updates and guidance to help businesses understand and manage risk.

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Let's Start a Conversation

Let's talk about your business.

Every business is different. Whether you're arranging insurance for the first time or reviewing your existing arrangements, our team is here to help you explore the options and find insurance solutions suited to your business.